Meet Our Team

Marc Ludwig

Being a Personal Financial Representative in South Jersey has put me in connection with many local families. Having this opportunity allows me to connect my knowledge and understanding of the needs of the people within the community to provide an outstanding level of service.

Throughout my 10+ years of experience, I have been able to help protect families with the things that are most important including your family, home, car and more along with preparing a strategy to help you achieve your financial goals.

I believe a big part of being in a community is giving back, which is why I take part in the Alcove Center for Grieving Children & Families, Community FoodBank of New Jersey Southern Branch, Atlantic City Rescue Mission, Operation Warm: Coats for Kids Foundation, Toys for Tots, and Relay for Life of South Jersey.

Amy Vanrell
Operations Manager

Born and raised in Somers Point, I have strong roots in maintaining the community. I started my insurance career in 2002 with an independent agent, and over the last 15 years have seen the market evolve continuously. I love being able to help people, especially closing on their home after insurance is purchased, helping to protect their family with life insurance or even saving them money on auto insurance.

I live with my family a few towns over from where I grew up, where I spend all of my free time with my kids. It’s great living where most people vacation, so we try to take advantage of the beaches and boardwalks every chance we get. In the summer, you can find me where the ocean meets the sand, and in the winter in Philly, traveling with my family – although my guilty pleasure all-year round is going out for delicious meals! I love the strong community I raise my family in and am excited to help it!

Sharon Gemenden
Sales Manager

I grew up in Lindenwold and joined the insurance industry in 2006. I love working with customers and providing them with outstanding customer service! I also really enjoy our staff and helping them to be the best they can be!

When I’m not in the office you can find me at my summer home in Cape May, crabbing and relaxing. I was also a ballerina for 20 years while growing up and still enjoy watching it and taking classes. A fun fact is that I also received my certification in medical transcription in 2006!

While I’m not particularly involved with any particular non-profit, anything that helps the community always piques my interest!

Alan Warren
Licensed Sales Producer

I’m a Stephan F. Austin State University alumni and while I’m proud of my Texas roots, I moved to New Jersey in 1989. I’ve spent 10 years working with auto, home, life, and health in the insurance markets. My favorite part of my job is the interaction with our clients and working to win as a team.

What gets me up in the morning is embracing new challenges I know are coming my way, and spending time with family (no matter what event we have planned). When I’m not at work you can find me outdoors. During the summer, I’m usually working in the yard and throughout winter I’m normally bundled up somewhere. I am also a proud supporter of South Jersey Food Bank because no one should go without a healthy meal.

Danielle Darks
Licensed Sales Producer

I grew up in Northfield NJ and attended grades 2-8 in the public school system in  Northfield. I graduated from Mainland Regional High School in Linwood, NJ, and ACCC in Mays landing NJ. I started just out of High School in 1986 for a local insurance agency in Northfield. I continued with that agency for approximately sixteen years, until the Agency owner retired. After that, I was hired by corporate with the same company, as well as two local agents. I am currently employed by Ludwig Financial Group since June of 2019. My favorite part of my job is providing excellent customer service to a diversified group of clientele, and being able to advise them wisely, and individually from so many years of experience. On my days off, I am with family and friends at the pool, beach, or out to dinner.

Fawn Rae
Licensed Sales Producer

I grew up in Absecon, New Jersey. I started my insurance journey back in 2018. What excites me the most is the people I build relationships with & showing them the importance of the coverages we recommend. I really enjoy the beach- BUT I’m also a sucker for the fall season. I love spending time at home with my family on the weekends or really any free time I have!

Jackie Vezza
Licensed Sales Producer

I have 30+ years in the insurance industry. I have handled P&C products, E&O, D&O, Crime and health products.

I take pride in helping people to understand the coverage’s they are purchasing and providing them with the proper protection they need.

Personally, I enjoy traveling and my favorite way to spend a weekend is at the Jersey Shore.

Kathy Sita
Licensed Sales Producer

I grew up in McKeesport PA just outside of Pittsburgh. I started at Prudential in the home office in Linwood, NJ. After they closed that service office I transitioned to the agency setting and became a licensed agent. I have the opportunity to help people understand why they need to purchase insurance, how to manage the cost and how to protect their assets. I really love my family and our grandsons. I love baking for their birthdays and holidays. I love to bake. I spend my weekends with family we go on various adventures to entertain the boys. I love supporting The Mainland Marching Band Scholarship Foundation, Samaritan’s Purse/Billy Graham Evangelical Association, Hope for Kids, Operation Warm, and the Scouts.

Lillian Martinez
Licensed Sales Producer

While I went to school for Criminal Justice, I went into the local casino industry after school. Two years ago, I was given the opportunity to change careers again, so I made the switch. I’m a bilingual licensed insurance representative who grew up in Atlantic City, New Jersey and currently hold a license in Property & Casualty and Life & Health. Being bilingual has opened up my opportunity to help the multicultural population we serve. What most excites me about my new career is that I can bring an understanding of insurance to my Spanish speaking clients.

I love my family and friends, and you’ll often hear me talking about my amazing kids in college. When I’m not at work, you can find me with my friends walking or dancing salsa. My friends and I even have a walking crew called, ‘Las Goya Divas’, who walks 5 or 6 days a week together. I am also really passionate about giving back to the community that helped raise me, which is why I volunteer at the AC Summer Basketball League every summer as a coach.

Megan Negron
Licensed Sales Producer

I joined the Ludwig Financial Group family in May of 2014. I grew up in Winslow Township, New Jersey and graduated Winslow Township High School in 2002.

My favorite part of my job is protecting clients and figuring out their insurance needs. When I’m not at work, you’ll find me spending all my time with my children.

Melissa Polanco
Customer Service

I was born in New York but raised in New Jersey and have been in the insurance industry for about 3 years. What excites me the most from my job is when I can help my clients understand their coverages and help them make the right choices to protect themselves and their families. In my personal life, I really enjoy the arts and even do abstract painting. When I’m not at work, I am usually at home relaxing.

Scott Goodman
Licensed Sales Producer

I began my career in the insurance industry over 21 years ago with a strong personal belief in protecting life and property. While a lot has changed over my career, my core belief in helping those who seek the protection for what matters most has not.

I was born and raised in Northfield, New Jersey and stayed here with my family because of the high values of the community along with the great educational system. When I’m not at work, I’m with or talking about my wife and kids or the weather (especially snow). I have also been an active officer with our local fire department for over 19 years.

Fred Abrams
Personal Financial Representative

I grew up in Philadelphia but found myself relocating to Jersey. My experience in the insurance industry is based around partnering with financial advisors to assist them with identifying and providing insurance-based solutions to their clients. Knowing that I’m helping families and businesses plan and continue to grow are what makes me love my job.

I’ve taught several workshop-type courses to help excel advisor groups with insurance planning growth, which I enjoy, but my favorite past-times are spending time with my grandkids and playing baseball.